Follow this countyUnsubscribe any time.
Crop-loss band · Alabama
Lowndes County, Alabama — crop-loss band
- 1.22Low end of the band
- 2.29Middle of the band
- 4.75High end of the band
- 2018Worst year (7.43)
- 10Years filed
What stands out
- Between its 2023 and 2024 filings its loss ratio rose from 1.22 to 2.29 and its premium rose from $582,733 to $627,184.
- Its middle loss ratio of 2.29 ranks 12th highest of the 35 counties in Alabama with a filed crop-loss record.
- It insures 3 commodities, against a range of 2 to 6 across Alabama’s 35 county records.
- Across its 10 filed years it paid $6,994,036 of indemnity on $2,586,154 of premium, a loss ratio of 2.70.
- Every one of its 10 filed years ran a loss ratio above 1.0; its lowest was 1.22 in 2023 and its highest 7.43 in 2018.
Every line is computed by formula from this county’s own filed figures; nothing is estimated.
Lowndes County by filed year
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $90,463 | $174,987 | $749,422 | 18 | 18 | 1.93 |
| 2016 | $102,406 | $257,515 | $696,827 | 21 | 21 | 2.51 |
| 2017 | $101,867 | $483,645 | $650,482 | 14 | 14 | 4.75 |
| 2018 | $65,223 | $484,295 | $744,930 | 18 | 18 | 7.43 |
| 2019 | $140,914 | $182,663 | $1,114,616 | 38 | 38 | 1.30 |
| 2020 | $227,489 | $395,275 | $2,024,631 | 38 | 38 | 1.74 |
| 2021 | $321,003 | $1,516,360 | $2,983,556 | 52 | 52 | 4.72 |
| 2022 | $326,872 | $1,353,021 | $2,610,352 | 52 | 52 | 4.14 |
| 2023 | $582,733 | $711,792 | $4,210,035 | 113 | 113 | 1.22 |
| 2024 | $627,184 | $1,434,483 | $4,288,224 | 102 | 102 | 2.29 |
3 commodities insured in Lowndes County
| Commodity | Years | Low | Middle | High | Worst year | Whole span |
|---|---|---|---|---|---|---|
| Pasture,Rangeland,Forage | 7 | 1.10 | 1.93 | 3.45 | 2017 (3.45) | 1.82 |
| All Other Crops | 9 | 1.05 | 2.58 | 25.89 | 2022 (25.89) | 6.54 |
| Cotton | 7 | 0.12 | 2.93 | 4.95 | 2017 (4.95) | 3.18 |
| Commodity | Premium | Indemnity | Liability | Planted | Lost | Policies | With a loss |
|---|---|---|---|---|---|---|---|
| Pasture,Rangeland,Forage | $1,741,973 | $3,174,306 | $12,735,833 | 56,827 | 0 | 355 | 355 |
| All Other Crops | $338,346 | $2,212,056 | $4,255,378 | 12,788 | 4,393 | 67 | 67 |
| Cotton | $505,835 | $1,607,674 | $3,081,864 | 5,611 | 9,483 | 44 | 44 |
Causes that carried Lowndes County’s indemnity
Pasture,Rangeland,Forage
- ARPI/SCO/STAX/MP Crops Only $3,174,306 indemnity · 7 years
All Other Crops
- Excess Moisture/Precipitation/Rain $1,026,227 indemnity · 4 years
- Decline in Price $374,740 indemnity · 4 years
- Freeze $318,449 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $252,283 indemnity · 7 years
- Hurricane/Tropical Depression $127,113 indemnity · 1 years
- Cold Wet Weather $48,815 indemnity · 1 years
Cotton
- Excess Moisture/Precipitation/Rain $682,365 indemnity · 4 years
- Drought $393,046 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $236,256 indemnity · 4 years
- Decline in Price $110,549 indemnity · 2 years
- Heat $55,117 indemnity · 1 years
- Hurricane/Tropical Depression $53,406 indemnity · 1 years
All county-crop bands in Alabama →
Source: USDA Risk Management Agency, Cause of Loss Summary of Business. Methodology.