Allen County, Kentucky — crop-loss band

What stands out

Between its 2023 and 2024 filings its loss ratio rose from 1.14 to 1.72 and its premium rose from $974,381 to $1,302,050.
Its middle loss ratio of 1.72 ranks 51st highest of the 70 counties in Kentucky with a filed crop-loss record.
It insures 3 commodities, against a range of 2 to 7 across Kentucky’s 70 county records.
Across its 10 filed years it paid $31,849,726 of indemnity on $16,542,955 of premium, a loss ratio of 1.93.
Every one of its 10 filed years ran a loss ratio above 1.0; its lowest was 1.14 in 2023 and its highest 3.01 in 2015.

Every line is computed by formula from this county’s own filed figures; nothing is estimated.

Year	Premium	Indemnity	Liability	Policies	Policies with a loss	Loss ratio
2015	$2,203,643	$6,632,292	$8,001,585	109	109	3.01
2016	$2,869,673	$5,598,883	$7,753,738	96	96	1.95
2017	$2,879,703	$5,392,702	$7,539,805	108	106	1.87
2018	$1,377,798	$2,649,287	$3,991,299	72	72	1.92
2019	$1,473,384	$2,443,239	$3,317,007	57	57	1.66
2020	$638,435	$1,153,489	$1,566,522	38	38	1.81
2021	$1,444,593	$2,256,595	$3,708,607	62	61	1.56
2022	$1,379,295	$2,378,120	$5,129,266	97	97	1.72
2023	$974,381	$1,108,466	$2,816,019	59	59	1.14
2024	$1,302,050	$2,236,653	$4,999,183	85	85	1.72

Commodity	Years	Low	Middle	High	Worst year	Whole span
Burley Tobacco	10	0.85	1.51	1.94	2015 (2.98)	1.77
Soybeans	10	2.04	2.96	4.04	2017 (5.92)	3.09
Corn	10	2.12	2.79	4.09	2020 (4.46)	3.14

Commodity	Premium	Indemnity	Liability	Planted	Lost	Policies	With a loss
Burley Tobacco	$14,654,525	$25,966,289	$34,747,298	14,871	14,920	412	410
Soybeans	$1,025,034	$3,168,270	$7,358,984	20,633	21,137	228	227
Corn	$863,396	$2,715,167	$6,716,749	12,141	12,075	143	143