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Crop-loss band · Michigan
Sanilac County, Michigan — crop-loss band
- 1.81Low end of the band
- 2.84Middle of the band
- 3.69High end of the band
- 2019Worst year (5.20)
- 10Years filed
Sanilac County by filed year
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $914,672 | $2,084,481 | $8,253,717 | 236 | 236 | 2.28 |
| 2016 | $637,886 | $1,154,582 | $7,672,390 | 144 | 143 | 1.81 |
| 2017 | $735,055 | $2,194,444 | $8,476,974 | 202 | 202 | 2.99 |
| 2018 | $890,766 | $3,287,508 | $14,012,460 | 202 | 200 | 3.69 |
| 2019 | $2,444,905 | $12,707,681 | $28,419,360 | 747 | 747 | 5.20 |
| 2020 | $970,051 | $2,758,367 | $13,407,493 | 215 | 214 | 2.84 |
| 2021 | $792,019 | $2,082,861 | $14,629,338 | 186 | 185 | 2.63 |
| 2022 | $1,858,861 | $4,818,822 | $21,697,967 | 364 | 364 | 2.59 |
| 2023 | $3,339,588 | $9,515,847 | $44,249,017 | 525 | 525 | 2.85 |
| 2024 | $2,192,990 | $7,687,847 | $29,476,615 | 491 | 491 | 3.51 |
6 commodities insured in Sanilac County
| Commodity | Years | Low | Middle | High | Worst year | Whole span |
|---|---|---|---|---|---|---|
| Soybeans | 10 | 1.32 | 2.23 | 2.83 | 2019 (5.21) | 2.69 |
| Corn | 10 | 2.12 | 3.39 | 5.65 | 2019 (6.59) | 4.01 |
| Sugar Beets | 10 | 1.84 | 4.71 | 6.16 | 2023 (6.37) | 4.52 |
| Dry Beans | 10 | 1.39 | 2.07 | 3.93 | 2021 (6.29) | 2.64 |
| Wheat | 10 | 2.06 | 3.37 | 4.33 | 2015 (5.63) | 3.51 |
| All Other Crops | 7 | 0.54 | 1.89 | 4.47 | 2018 (4.47) | 0.84 |
| Commodity | Premium | Indemnity | Liability | Planted | Lost | Policies | With a loss |
|---|---|---|---|---|---|---|---|
| Soybeans | $5,567,616 | $14,972,461 | $57,328,670 | 143,144 | 134,828 | 1,259 | 1,255 |
| Corn | $3,413,657 | $13,699,975 | $53,083,466 | 75,087 | 78,259 | 739 | 738 |
| Sugar Beets | $1,869,489 | $8,443,354 | $45,536,540 | 40,114 | 34,994 | 357 | 357 |
| Dry Beans | $2,233,028 | $5,901,954 | $18,055,502 | 35,037 | 33,876 | 335 | 335 |
| Wheat | $1,440,469 | $5,061,785 | $14,047,676 | 44,819 | 44,840 | 603 | 603 |
| All Other Crops | $252,534 | $212,911 | $2,243,477 | 1,056 | 397 | 19 | 19 |
Causes that carried Sanilac County’s indemnity
Soybeans
- Excess Moisture/Precipitation/Rain $8,114,747 indemnity · 10 years
- Drought $4,376,167 indemnity · 9 years
- Decline in Price $707,161 indemnity · 7 years
- ARPI/SCO/STAX/MP Crops Only $480,191 indemnity · 4 years
- Hail $413,087 indemnity · 6 years
- Heat $232,698 indemnity · 4 years
Corn
- Excess Moisture/Precipitation/Rain $7,760,726 indemnity · 10 years
- Drought $2,212,949 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $1,056,462 indemnity · 5 years
- Decline in Price $739,599 indemnity · 8 years
- Mycotoxin $573,661 indemnity · 3 years
- Hail $383,381 indemnity · 2 years
Sugar Beets
- Drought $3,802,279 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,279,418 indemnity · 10 years
- Freeze $504,821 indemnity · 4 years
- Cold Wet Weather $288,859 indemnity · 5 years
- Frost $185,781 indemnity · 4 years
- Plant Disease $139,680 indemnity · 3 years
Dry Beans
- Excess Moisture/Precipitation/Rain $4,948,869 indemnity · 10 years
- Drought $595,942 indemnity · 9 years
- Hail $120,677 indemnity · 3 years
- Frost $112,393 indemnity · 1 years
- Cold Wet Weather $34,880 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $28,918 indemnity · 2 years
Wheat
- Excess Moisture/Precipitation/Rain $3,127,028 indemnity · 8 years
- Cold Wet Weather $621,692 indemnity · 8 years
- Drought $462,293 indemnity · 6 years
- Cold Winter $379,868 indemnity · 6 years
- Falling Numbers $154,329 indemnity · 5 years
- Decline in Price $117,759 indemnity · 6 years
All Other Crops
- Other (Snow, Lightning, Etc.) $83,616 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $25,553 indemnity · 4 years
- Freeze $24,144 indemnity · 1 years
- Hail $20,344 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $20,271 indemnity · 3 years
- Cold Wet Weather $18,498 indemnity · 2 years
All county-crop bands in Michigan →
Source: USDA Risk Management Agency, Cause of Loss Summary of Business. Methodology.