Manitowoc County, Wisconsin — crop-loss band

What stands out

Between its 2023 and 2024 filings its loss ratio rose from 2.00 to 2.65 and its premium rose from $518,999 to $1,362,400.
Its middle loss ratio of 2.65 ranks 8th highest of the 62 counties in Wisconsin with a filed crop-loss record.
It insures 5 commodities, against a range of 2 to 7 across Wisconsin’s 62 county records.
Across its 10 filed years it paid $15,718,044 of indemnity on $5,291,228 of premium, a loss ratio of 2.97.
Every one of its 10 filed years ran a loss ratio above 1.0; its lowest was 1.96 in 2015 and its highest 3.86 in 2019.

Every line is computed by formula from this county’s own filed figures; nothing is estimated.

Year	Premium	Indemnity	Liability	Policies	Policies with a loss	Loss ratio
2015	$231,202	$453,690	$1,495,356	127	124	1.96
2016	$152,964	$486,534	$1,374,077	165	141	3.18
2017	$632,396	$2,132,100	$5,254,467	362	347	3.37
2018	$269,090	$943,815	$2,297,631	190	162	3.51
2019	$1,081,700	$4,180,250	$8,466,743	452	445	3.86
2020	$578,070	$1,726,620	$6,016,851	307	289	2.99
2021	$192,418	$509,487	$1,408,642	159	122	2.65
2022	$271,990	$644,083	$2,118,082	73	69	2.37
2023	$518,999	$1,036,056	$3,501,148	153	153	2.00
2024	$1,362,400	$3,605,409	$14,179,806	328	328	2.65

Commodity	Years	Low	Middle	High	Worst year	Whole span
Corn	10	1.22	2.10	3.51	2019 (4.02)	2.99
Soybeans	10	1.38	2.60	2.89	2019 (3.20)	2.46
Forage Production	10	1.70	2.88	4.98	2017 (6.82)	4.03
Wheat	10	1.47	3.56	4.36	2015 (4.47)	2.78
Forage Seeding	10	1.41	2.08	4.86	2019 (6.87)	2.99

Commodity	Premium	Indemnity	Liability	Planted	Lost	Policies	With a loss
Corn	$2,392,404	$7,144,217	$23,675,359	50,475	50,117	591	589
Soybeans	$1,336,513	$3,281,187	$8,330,882	24,061	24,255	375	375
Forage Production	$689,603	$2,781,922	$6,534,283	16,616	16,641	286	285
Wheat	$456,819	$1,267,953	$3,706,531	12,756	12,759	357	357
Forage Seeding	$415,889	$1,242,765	$3,865,747	22,653	18,242	707	574