Crop-loss band · California
Fresno County, California — crop-loss band
- 3.63Low end of the filed band
- 3.91Middle of the filed band
- 4.59High end of the filed band
- 2015Worst year filed (4.82)
- 10Years filed
Every year the Risk Management Agency has filed for Fresno County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 3.63 at the low end to 4.59 at the high end, with 3.91 in the middle. The worst year filed is 2015, at 4.82. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $31,120,314 | $149,906,235 | $326,795,356 | 1,568 | 1,563 | 4.82 |
| 2016 | $22,558,505 | $85,680,648 | $248,291,045 | 1,036 | 1,036 | 3.80 |
| 2017 | $15,567,956 | $57,984,815 | $205,182,273 | 1,789 | 1,789 | 3.72 |
| 2018 | $15,178,167 | $55,086,395 | $177,290,959 | 1,241 | 1,238 | 3.63 |
| 2019 | $11,702,705 | $46,178,446 | $131,809,724 | 1,266 | 1,263 | 3.95 |
| 2020 | $22,185,089 | $86,736,446 | $186,578,522 | 1,832 | 1,831 | 3.91 |
| 2021 | $18,138,048 | $75,341,312 | $204,132,227 | 1,493 | 1,492 | 4.15 |
| 2022 | $44,753,619 | $198,867,558 | $491,041,087 | 2,468 | 2,467 | 4.44 |
| 2023 | $43,306,921 | $198,732,971 | $515,113,135 | 3,131 | 3,129 | 4.59 |
| 2024 | $38,481,076 | $141,733,358 | $381,964,212 | 2,101 | 2,101 | 3.68 |
Commodities insured in Fresno County
27 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Almonds 10 years filed
- 3.73Low end of the filed band
- 4.66Middle of the filed band
- 6.80High end of the filed band
- 2022Worst year filed (7.70)
- 10Years filed
- $49,363,488Premium filed
- $279,071,021Indemnity paid
- $1,009,019,071Liability insured
- 253,450Quantity planted
- 253,399Quantity lost
- 2,919Policies
- 2,912Policies with a loss
- 5.65Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Excess Moisture/Precipitation/Rain $82,709,617 indemnity · 10 years
- Freeze $51,111,787 indemnity · 8 years
- Cold Wet Weather $37,958,462 indemnity · 10 years
- Heat $31,982,253 indemnity · 9 years
- Failure of Irrigation Supply $22,482,646 indemnity · 4 years
- Frost $20,546,024 indemnity · 9 years
Cotton Ex Long Staple 10 years filed
- 3.13Low end of the filed band
- 3.75Middle of the filed band
- 4.38High end of the filed band
- 2019Worst year filed (5.23)
- 10Years filed
- $74,579,270Premium filed
- $276,313,275Indemnity paid
- $315,252,934Liability insured
- 285,341Quantity planted
- 285,329Quantity lost
- 1,352Policies
- 1,352Policies with a loss
- 3.71Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Failure of Irrigation Supply $182,909,555 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $64,272,620 indemnity · 9 years
- Cold Wet Weather $9,981,019 indemnity · 8 years
- Heat $4,600,735 indemnity · 8 years
- Insects $3,595,187 indemnity · 4 years
- Hail $2,872,386 indemnity · 1 years
Pistachios 10 years filed
- 0.32Low end of the filed band
- 2.85Middle of the filed band
- 6.86High end of the filed band
- 2015Worst year filed (15.47)
- 10Years filed
- $17,516,110Premium filed
- $99,551,376Indemnity paid
- $241,197,604Liability insured
- 52,300Quantity planted
- 52,841Quantity lost
- 322Policies
- 322Policies with a loss
- 5.68Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Heat $67,688,562 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $19,774,137 indemnity · 10 years
- Cold Wet Weather $7,120,056 indemnity · 5 years
- Hail $1,591,857 indemnity · 5 years
- Wind/Excess Wind $1,069,064 indemnity · 4 years
- Freeze $884,563 indemnity · 4 years
Grapes 10 years filed
- 4.68Low end of the filed band
- 5.91Middle of the filed band
- 7.57High end of the filed band
- 2023Worst year filed (7.67)
- 10Years filed
- $10,837,478Premium filed
- $68,520,296Indemnity paid
- $209,816,302Liability insured
- 103,223Quantity planted
- 103,071Quantity lost
- 2,796Policies
- 2,795Policies with a loss
- 6.32Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Heat $33,803,483 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $15,682,880 indemnity · 10 years
- Hail $6,047,810 indemnity · 10 years
- Frost $4,001,207 indemnity · 10 years
- Cold Wet Weather $3,158,709 indemnity · 9 years
- Freeze $2,842,448 indemnity · 7 years
Apiculture 10 years filed
- 0.44Low end of the filed band
- 1.75Middle of the filed band
- 2.30High end of the filed band
- 2020Worst year filed (2.47)
- 10Years filed
- $33,398,842Premium filed
- $64,325,681Indemnity paid
- $95,793,353Liability insured
- 854,459Quantity planted
- 0Quantity lost
- 3,775Policies
- 3,775Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- ARPI/SCO/STAX Crops Only $64,325,681 indemnity · 10 years
Tomatoes 10 years filed
- 5.45Low end of the filed band
- 7.77Middle of the filed band
- 12.54High end of the filed band
- 2019Worst year filed (15.25)
- 10Years filed
- $6,595,189Premium filed
- $61,824,802Indemnity paid
- $223,928,673Liability insured
- 58,525Quantity planted
- 57,623Quantity lost
- 414Policies
- 414Policies with a loss
- 9.37Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Heat $28,565,690 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $17,144,390 indemnity · 8 years
- Hail $8,416,028 indemnity · 6 years
- Insects $2,674,066 indemnity · 6 years
- Cold Wet Weather $1,828,220 indemnity · 4 years
- Frost $1,542,306 indemnity · 5 years
Mandarins/Tangerines 10 years filed
- 1.78Low end of the filed band
- 4.01Middle of the filed band
- 6.11High end of the filed band
- 2022Worst year filed (6.45)
- 10Years filed
- $7,748,741Premium filed
- $40,200,570Indemnity paid
- $100,766,724Liability insured
- 13,720Quantity planted
- 13,650Quantity lost
- 510Policies
- 510Policies with a loss
- 5.19Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Heat $28,939,179 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,164,535 indemnity · 10 years
- Freeze $2,810,568 indemnity · 10 years
- Cold Wet Weather $2,274,497 indemnity · 5 years
- Frost $946,117 indemnity · 5 years
- XX $897,994 indemnity · 4 years
Cherries 10 years filed
- 1.67Low end of the filed band
- 2.10Middle of the filed band
- 3.45High end of the filed band
- 2015Worst year filed (4.78)
- 10Years filed
- $12,778,071Premium filed
- $32,526,038Indemnity paid
- $66,493,441Liability insured
- 10,014Quantity planted
- 10,048Quantity lost
- 560Policies
- 560Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Excess Moisture/Precipitation/Rain $16,113,851 indemnity · 10 years
- Freeze $5,561,262 indemnity · 6 years
- Heat $4,645,100 indemnity · 7 years
- Cold Wet Weather $3,070,667 indemnity · 7 years
- Frost $1,335,339 indemnity · 7 years
- Hail $1,148,570 indemnity · 9 years
Oranges 10 years filed
- 2.22Low end of the filed band
- 3.51Middle of the filed band
- 4.56High end of the filed band
- 2016Worst year filed (4.72)
- 10Years filed
- $6,325,602Premium filed
- $24,209,948Indemnity paid
- $81,714,356Liability insured
- 25,903Quantity planted
- 25,522Quantity lost
- 668Policies
- 668Policies with a loss
- 3.83Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Heat $16,972,493 indemnity · 10 years
- Cold Wet Weather $2,358,134 indemnity · 5 years
- Failure of Irrigation Supply $1,227,909 indemnity · 4 years
- Freeze $1,146,810 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,017,201 indemnity · 10 years
- Frost $669,420 indemnity · 6 years
Whole Farm Revenue Protection 10 years filed
- 0.04Low end of the filed band
- 2.19Middle of the filed band
- 5.46High end of the filed band
- 2022Worst year filed (11.54)
- 10Years filed
- $6,294,352Premium filed
- $19,181,477Indemnity paid
- $121,187,124Liability insured
- 0Quantity planted
- 0Quantity lost
- 52Policies
- 52Policies with a loss
- 3.05Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Excess Moisture/Precipitation/Rain $5,738,777 indemnity · 6 years
- Decline in Price $4,889,156 indemnity · 5 years
- Heat $2,094,037 indemnity · 7 years
- Cold Wet Weather $2,084,211 indemnity · 5 years
- Wind/Excess Wind $1,976,360 indemnity · 2 years
- Insects $1,243,903 indemnity · 1 years
Table Grapes 10 years filed
- 3.78Low end of the filed band
- 4.96Middle of the filed band
- 5.74High end of the filed band
- 2021Worst year filed (6.20)
- 10Years filed
- $3,640,727Premium filed
- $18,388,077Indemnity paid
- $42,994,309Liability insured
- 6,578Quantity planted
- 6,597Quantity lost
- 532Policies
- 531Policies with a loss
- 5.05Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Heat $7,956,656 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $6,102,111 indemnity · 10 years
- Frost $1,488,264 indemnity · 9 years
- Hail $1,278,778 indemnity · 10 years
- Freeze $706,278 indemnity · 5 years
- Wind/Excess Wind $341,943 indemnity · 5 years
Onions 10 years filed
- 4.29Low end of the filed band
- 4.91Middle of the filed band
- 6.24High end of the filed band
- 2015Worst year filed (6.39)
- 10Years filed
- $3,298,979Premium filed
- $17,957,114Indemnity paid
- $29,934,985Liability insured
- 21,415Quantity planted
- 21,491Quantity lost
- 173Policies
- 173Policies with a loss
- 5.44Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Failure of Irrigation Supply $9,071,131 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $5,382,293 indemnity · 6 years
- Heat $1,928,305 indemnity · 8 years
- Plant Disease $469,729 indemnity · 5 years
- Cold Wet Weather $380,866 indemnity · 2 years
- Hail $333,483 indemnity · 2 years
Plums 10 years filed
- 2.09Low end of the filed band
- 2.80Middle of the filed band
- 3.14High end of the filed band
- 2022Worst year filed (3.25)
- 10Years filed
- $4,937,011Premium filed
- $13,590,332Indemnity paid
- $38,073,820Liability insured
- 6,514Quantity planted
- 6,502Quantity lost
- 548Policies
- 545Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Excess Moisture/Precipitation/Rain $4,244,538 indemnity · 10 years
- Heat $2,122,091 indemnity · 8 years
- Freeze $2,010,119 indemnity · 6 years
- Hail $1,882,055 indemnity · 10 years
- Frost $1,591,255 indemnity · 8 years
- Cold Wet Weather $1,181,518 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 0.52Low end of the filed band
- 1.80Middle of the filed band
- 2.08High end of the filed band
- 2020Worst year filed (2.70)
- 10Years filed
- $6,374,703Premium filed
- $12,307,394Indemnity paid
- $20,262,103Liability insured
- 1,132,370Quantity planted
- 0Quantity lost
- 535Policies
- 535Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- ARPI/SCO/STAX Crops Only $12,307,394 indemnity · 10 years
Fresh Nectarines 10 years filed
- 1.79Low end of the filed band
- 3.35Middle of the filed band
- 4.07High end of the filed band
- 2018Worst year filed (4.92)
- 10Years filed
- $2,971,200Premium filed
- $10,824,032Indemnity paid
- $31,338,688Liability insured
- 5,184Quantity planted
- 5,175Quantity lost
- 444Policies
- 443Policies with a loss
- 3.64Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Excess Moisture/Precipitation/Rain $4,113,947 indemnity · 10 years
- Freeze $1,834,908 indemnity · 5 years
- Hail $1,769,336 indemnity · 9 years
- Frost $1,182,006 indemnity · 7 years
- Heat $984,744 indemnity · 10 years
- Cold Wet Weather $887,731 indemnity · 8 years
Wheat 10 years filed
- 2.35Low end of the filed band
- 3.25Middle of the filed band
- 4.63High end of the filed band
- 2015Worst year filed (5.16)
- 10Years filed
- $3,127,648Premium filed
- $9,903,495Indemnity paid
- $10,819,499Liability insured
- 31,034Quantity planted
- 31,015Quantity lost
- 104Policies
- 104Policies with a loss
- 3.17Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Failure of Irrigation Supply $6,646,174 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $3,013,730 indemnity · 6 years
- Frost $94,418 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $71,881 indemnity · 5 years
- Flood $28,489 indemnity · 2 years
- All Other Causes $23,680 indemnity · 1 years
Raisins 10 years filed
- 0.46Low end of the filed band
- 1.59Middle of the filed band
- 2.54High end of the filed band
- 2022Worst year filed (3.22)
- 10Years filed
- $4,731,031Premium filed
- $7,745,955Indemnity paid
- $128,978,470Liability insured
- 117,630Quantity planted
- 66,703Quantity lost
- 1,127Policies
- 1,124Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Excess Moisture/Precipitation/Rain $7,745,955 indemnity · 10 years
Fresh Freestone Peaches 10 years filed
- 4.83Low end of the filed band
- 6.33Middle of the filed band
- 7.90High end of the filed band
- 2023Worst year filed (8.64)
- 10Years filed
- $1,103,519Premium filed
- $7,703,569Indemnity paid
- $23,703,677Liability insured
- 3,643Quantity planted
- 3,646Quantity lost
- 344Policies
- 344Policies with a loss
- 6.98Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Excess Moisture/Precipitation/Rain $3,471,889 indemnity · 10 years
- Heat $1,140,990 indemnity · 10 years
- Freeze $988,219 indemnity · 5 years
- Hail $921,783 indemnity · 10 years
- Frost $636,729 indemnity · 7 years
- Cold Wet Weather $428,685 indemnity · 9 years
Cotton 10 years filed
- 0.81Low end of the filed band
- 4.33Middle of the filed band
- 6.46High end of the filed band
- 2015Worst year filed (8.04)
- 10Years filed
- $1,273,026Premium filed
- $7,463,043Indemnity paid
- $8,567,930Liability insured
- 14,138Quantity planted
- 14,138Quantity lost
- 111Policies
- 111Policies with a loss
- 5.86Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Failure of Irrigation Supply $6,750,573 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $421,159 indemnity · 4 years
- Heat $100,669 indemnity · 3 years
- Failure of Irrigation Equipment $89,522 indemnity · 2 years
- Cold Wet Weather $41,793 indemnity · 1 years
- Flood $37,211 indemnity · 1 years
Blueberries 9 years filed
- 4.62Low end of the filed band
- 7.24Middle of the filed band
- 19.95High end of the filed band
- 2016Worst year filed (19.95)
- 9Years filed
- $691,858Premium filed
- $5,678,884Indemnity paid
- $16,001,244Liability insured
- 1,082Quantity planted
- 1,082Quantity lost
- 65Policies
- 65Policies with a loss
- 8.21Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Freeze $1,423,122 indemnity · 4 years
- Hail $1,339,474 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,280,174 indemnity · 7 years
- Heat $1,007,353 indemnity · 5 years
- Frost $438,639 indemnity · 4 years
- Cold Wet Weather $171,128 indemnity · 2 years
Lemons 10 years filed
- 0.94Low end of the filed band
- 4.62Middle of the filed band
- 6.38High end of the filed band
- 2017Worst year filed (7.54)
- 10Years filed
- $1,298,610Premium filed
- $5,294,415Indemnity paid
- $15,302,096Liability insured
- 2,794Quantity planted
- 2,790Quantity lost
- 100Policies
- 100Policies with a loss
- 4.08Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Heat $2,523,808 indemnity · 9 years
- Freeze $1,657,206 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $508,785 indemnity · 6 years
- Frost $356,486 indemnity · 4 years
- Hail $184,731 indemnity · 2 years
- Wind/Excess Wind $51,123 indemnity · 1 years
Fresh Apricots 10 years filed
- 1.14Low end of the filed band
- 3.28Middle of the filed band
- 4.31High end of the filed band
- 2023Worst year filed (4.44)
- 10Years filed
- $1,551,800Premium filed
- $4,605,564Indemnity paid
- $9,054,302Liability insured
- 1,842Quantity planted
- 1,900Quantity lost
- 158Policies
- 158Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Excess Moisture/Precipitation/Rain $1,478,368 indemnity · 9 years
- Frost $804,071 indemnity · 6 years
- Freeze $752,352 indemnity · 5 years
- Heat $609,300 indemnity · 5 years
- Hail $426,935 indemnity · 10 years
- Cold Wet Weather $420,622 indemnity · 5 years
Walnuts 9 years filed
- 0.55Low end of the filed band
- 5.94Middle of the filed band
- 17.14High end of the filed band
- 2019Worst year filed (17.14)
- 9Years filed
- $435,931Premium filed
- $2,464,378Indemnity paid
- $9,528,258Liability insured
- 3,264Quantity planted
- 3,245Quantity lost
- 75Policies
- 75Policies with a loss
- 5.65Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Heat $1,018,430 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $766,239 indemnity · 7 years
- Hail $272,258 indemnity · 4 years
- Cold Wet Weather $152,878 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $147,197 indemnity · 4 years
- Wind/Excess Wind $43,440 indemnity · 2 years
Prunes 9 years filed
- 0.11Low end of the filed band
- 1.43Middle of the filed band
- 4.93High end of the filed band
- 2015Worst year filed (4.93)
- 9Years filed
- $1,008,818Premium filed
- $2,142,020Indemnity paid
- $7,633,996Liability insured
- 2,333Quantity planted
- 2,345Quantity lost
- 85Policies
- 85Policies with a loss
- 2.12Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Heat $1,571,765 indemnity · 9 years
- Freeze $210,610 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $166,001 indemnity · 6 years
- Hail $162,685 indemnity · 4 years
- XX $30,959 indemnity · 3 years
Tangelos 9 years filed
- 1.99Low end of the filed band
- 5.23Middle of the filed band
- 11.83High end of the filed band
- 2020Worst year filed (11.83)
- 9Years filed
- $268,507Premium filed
- $1,710,699Indemnity paid
- $4,847,860Liability insured
- 942Quantity planted
- 942Quantity lost
- 84Policies
- 84Policies with a loss
- 6.37Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Heat $1,418,805 indemnity · 8 years
- Hail $101,960 indemnity · 3 years
- Cold Wet Weather $76,909 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $51,518 indemnity · 6 years
- Freeze $29,237 indemnity · 4 years
- Insects $11,954 indemnity · 1 years
All Other Crops 7 years filed
- 1.22Low end of the filed band
- 3.08Middle of the filed band
- 15.01High end of the filed band
- 2024Worst year filed (15.01)
- 7Years filed
- $384,491Premium filed
- $1,489,460Indemnity paid
- $2,624,157Liability insured
- 640Quantity planted
- 640Quantity lost
- 19Policies
- 19Policies with a loss
- 3.87Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Cold Wet Weather $518,424 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $337,473 indemnity · 2 years
- Freeze $296,254 indemnity · 2 years
- Hail $109,562 indemnity · 2 years
- Heat $106,132 indemnity · 3 years
- Frost $84,388 indemnity · 2 years
Olives 10 years filed
- 0.29Low end of the filed band
- 2.83Middle of the filed band
- 5.08High end of the filed band
- 2015Worst year filed (23.64)
- 10Years filed
- $457,397Premium filed
- $1,255,269Indemnity paid
- $3,363,563Liability insured
- 2,311Quantity planted
- 2,304Quantity lost
- 53Policies
- 53Policies with a loss
- 2.74Loss ratio, whole span
Causes that carried the indemnity in Fresno County
- Heat $836,235 indemnity · 8 years
- Freeze $274,144 indemnity · 2 years
- Cold Wet Weather $70,955 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $67,676 indemnity · 4 years
- Hail $3,440 indemnity · 1 years
- All Other Causes $2,819 indemnity · 1 years
Every county-crop the agency files in California →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.
What this page shows
This page of the Velarion Records public-records register covers the crop-loss band for Fresno County, California. It lists a low end of the filed band of 3.63, a middle of 3.91, and a high end of 4.59, with 2015 as the worst year filed at 4.82, across 10 years filed. The year-by-year record covers Year, Premium, Indemnity, Liability, Policies, Policies with a loss and Loss ratio from 2015 to 2024.
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