Crop-loss band · Minnesota
Mower County, Minnesota — crop-loss band
- 0.61Low end of the filed band
- 1.46Middle of the filed band
- 2.34High end of the filed band
- 2023Worst year filed (4.56)
- 10Years filed
Every year the Risk Management Agency has filed for Mower County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.61 at the low end to 2.34 at the high end, with 1.46 in the middle. The worst year filed is 2023, at 4.56. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $413,842 | $599,083 | $6,476,364 | 83 | 80 | 1.45 |
| 2016 | $314,805 | $735,683 | $5,151,114 | 85 | 84 | 2.34 |
| 2017 | $628,036 | $1,027,825 | $8,242,404 | 141 | 141 | 1.64 |
| 2018 | $1,497,316 | $2,185,198 | $20,972,047 | 264 | 263 | 1.46 |
| 2019 | $2,255,440 | $4,700,108 | $32,040,391 | 446 | 445 | 2.08 |
| 2020 | $542,738 | $970,563 | $7,231,778 | 146 | 146 | 1.79 |
| 2021 | $989,787 | $803,782 | $12,395,449 | 121 | 120 | 0.81 |
| 2022 | $509,620 | $310,390 | $6,956,758 | 46 | 46 | 0.61 |
| 2023 | $16,140,662 | $73,564,103 | $280,335,556 | 1,829 | 1,829 | 4.56 |
| 2024 | $4,723,397 | $6,200,445 | $54,635,936 | 602 | 602 | 1.31 |
Commodities insured in Mower County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.13Low end of the filed band
- 1.08Middle of the filed band
- 2.19High end of the filed band
- 2023Worst year filed (5.27)
- 10Years filed
- $16,675,925Premium filed
- $62,759,061Indemnity paid
- $281,114,271Liability insured
- 310,059Quantity planted
- 289,408Quantity lost
- 1,741Policies
- 1,737Policies with a loss
- 3.76Loss ratio, whole span
Causes that carried the indemnity in Mower County
- Drought $49,758,392 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,128,712 indemnity · 9 years
- Decline in Price $3,548,468 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,480,802 indemnity · 3 years
- Heat $1,037,290 indemnity · 2 years
- Cold Wet Weather $342,675 indemnity · 9 years
Soybeans 10 years filed
- 0.51Low end of the filed band
- 1.30Middle of the filed band
- 1.69High end of the filed band
- 2023Worst year filed (3.28)
- 10Years filed
- $10,313,231Premium filed
- $24,700,184Indemnity paid
- $146,314,459Liability insured
- 260,290Quantity planted
- 255,562Quantity lost
- 1,710Policies
- 1,708Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Mower County
- Drought $15,829,256 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $4,406,946 indemnity · 9 years
- Decline in Price $1,818,449 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,179,454 indemnity · 2 years
- Cold Wet Weather $613,189 indemnity · 10 years
- Hail $394,883 indemnity · 8 years
Sweet Corn 10 years filed
- 2.41Low end of the filed band
- 5.59Middle of the filed band
- 13.94High end of the filed band
- 2015Worst year filed (14.03)
- 10Years filed
- $453,573Premium filed
- $2,210,101Indemnity paid
- $3,881,722Liability insured
- 9,513Quantity planted
- 9,513Quantity lost
- 178Policies
- 178Policies with a loss
- 4.87Loss ratio, whole span
Causes that carried the indemnity in Mower County
- Excess Moisture/Precipitation/Rain $1,207,471 indemnity · 9 years
- Heat $380,520 indemnity · 8 years
- Drought $321,790 indemnity · 1 years
- Cold Wet Weather $193,127 indemnity · 3 years
- Hail $35,464 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $30,202 indemnity · 1 years
Green Peas 10 years filed
- 1.01Low end of the filed band
- 2.57Middle of the filed band
- 3.31High end of the filed band
- 2019Worst year filed (3.56)
- 10Years filed
- $572,914Premium filed
- $1,427,834Indemnity paid
- $3,127,345Liability insured
- 7,662Quantity planted
- 7,662Quantity lost
- 134Policies
- 133Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Mower County
- Excess Moisture/Precipitation/Rain $689,992 indemnity · 7 years
- Heat $419,529 indemnity · 7 years
- Drought $228,750 indemnity · 3 years
- Cold Wet Weather $85,559 indemnity · 5 years
- Hail $4,004 indemnity · 1 years
Every county-crop the agency files in Minnesota →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.
What this page shows
The Velarion Records public-records register page covers the crop-loss band for Mower County, Minnesota. It lists a crop-loss band of 0.61 at the low end, 1.46 in the middle, and 2.34 at the high end, with 2023 as the worst year filed at 4.56 across 10 years filed from 2015 to 2024. The page also covers 4 commodities insured in Mower County.