Crop-loss band · Montana
Carter County, Montana — crop-loss band
- 1.33Low end of the filed band
- 2.02Middle of the filed band
- 3.10High end of the filed band
- 2021Worst year filed (4.43)
- 10Years filed
Every year the Risk Management Agency has filed for Carter County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.33 at the low end to 3.10 at the high end, with 2.02 in the middle. The worst year filed is 2021, at 4.43. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $452,072 | $601,607 | $1,847,579 | 114 | 113 | 1.33 |
| 2016 | $1,376,057 | $3,993,172 | $6,781,452 | 357 | 331 | 2.90 |
| 2017 | $1,001,837 | $2,658,786 | $5,151,317 | 213 | 208 | 2.65 |
| 2018 | $176,576 | $271,198 | $762,269 | 30 | 28 | 1.54 |
| 2019 | $211,693 | $536,496 | $917,282 | 20 | 20 | 2.53 |
| 2020 | $634,615 | $1,120,954 | $2,965,180 | 154 | 150 | 1.77 |
| 2021 | $1,506,795 | $6,671,497 | $7,105,704 | 181 | 179 | 4.43 |
| 2022 | $338,508 | $682,783 | $1,322,990 | 44 | 44 | 2.02 |
| 2023 | $1,864,272 | $3,348,658 | $7,510,436 | 138 | 138 | 1.80 |
| 2024 | $2,132,257 | $6,613,094 | $9,939,969 | 231 | 231 | 3.10 |
Commodities insured in Carter County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Forage Production 9 years filed
- 0.31Low end of the filed band
- 1.95Middle of the filed band
- 4.11High end of the filed band
- 2021Worst year filed (4.11)
- 9Years filed
- $4,440,588Premium filed
- $12,900,290Indemnity paid
- $19,299,379Liability insured
- 249,594Quantity planted
- 250,874Quantity lost
- 979Policies
- 940Policies with a loss
- 2.91Loss ratio, whole span
Causes that carried the indemnity in Carter County
- Drought $10,431,645 indemnity · 9 years
- Freeze $1,172,704 indemnity · 6 years
- Frost $543,330 indemnity · 5 years
- Heat $254,355 indemnity · 7 years
- Hail $202,597 indemnity · 4 years
- Wind/Excess Wind $91,255 indemnity · 2 years
Wheat 10 years filed
- 0.73Low end of the filed band
- 2.38Middle of the filed band
- 3.60High end of the filed band
- 2021Worst year filed (5.73)
- 10Years filed
- $3,200,034Premium filed
- $9,372,696Indemnity paid
- $14,702,842Liability insured
- 96,610Quantity planted
- 98,462Quantity lost
- 172Policies
- 171Policies with a loss
- 2.93Loss ratio, whole span
Causes that carried the indemnity in Carter County
- Drought $4,843,517 indemnity · 9 years
- Hail $2,305,005 indemnity · 5 years
- Cold Winter $792,858 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $295,064 indemnity · 5 years
- Heat $271,622 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $217,437 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.23Low end of the filed band
- 1.51Middle of the filed band
- 2.30High end of the filed band
- 2023Worst year filed (2.90)
- 10Years filed
- $1,407,242Premium filed
- $2,775,903Indemnity paid
- $7,358,495Liability insured
- 518,286Quantity planted
- 0Quantity lost
- 240Policies
- 240Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Carter County
- ARPI/SCO/STAX Crops Only $2,775,903 indemnity · 10 years
Dry Peas 8 years filed
- 0.79Low end of the filed band
- 2.14Middle of the filed band
- 4.84High end of the filed band
- 2021Worst year filed (4.84)
- 8Years filed
- $325,218Premium filed
- $851,194Indemnity paid
- $1,403,523Liability insured
- 12,685Quantity planted
- 12,685Quantity lost
- 41Policies
- 41Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Carter County
- Drought $620,380 indemnity · 6 years
- Hail $89,400 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $57,828 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $27,955 indemnity · 1 years
- Cold Wet Weather $20,442 indemnity · 1 years
- Freeze $15,583 indemnity · 1 years
All Other Crops 9 years filed
- 0.51Low end of the filed band
- 2.08Middle of the filed band
- 2.88High end of the filed band
- 2023Worst year filed (2.88)
- 9Years filed
- $321,600Premium filed
- $598,162Indemnity paid
- $1,539,939Liability insured
- 6,996Quantity planted
- 1,885Quantity lost
- 50Policies
- 50Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Carter County
- ARPI/SCO/STAX Crops Only $404,689 indemnity · 9 years
- Drought $135,528 indemnity · 4 years
- Wind/Excess Wind $51,480 indemnity · 1 years
- Hail $5,640 indemnity · 1 years
- Freeze $826 indemnity · 1 years
Every county-crop the agency files in Montana →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.
What this page shows
The Velarion Records public-records register page covers the crop-loss band for Carter County, Montana. It lists a crop-loss band of 1.33 at the low end, 2.02 in the middle, and 3.10 at the high end, with 2021 as the worst year filed at 4.43, across 10 years filed from 2015 to 2024. The page also lists 5 commodities insured in Carter County.