Clean Water Act discharge permit · NPDES FLR10YJ90

PANHANDLE CREDIT UNION, Panama City, FL: NPDES FLR10YJ90 discharge permit, effluent exceedances, inspections, penalties

EffectivePermit status
MinorDischarger class
0Pollutants under a numeric limit
0Pollutants with an effluent exceedance
0Inspections on file
0Formal enforcement actions

PANHANDLE CREDIT UNION, held by Wahoo Builders Inc, holds NPDES permit FLR10YJ90. EPA’s file records it issued April 4, 2026 and expiring April 3, 2031.

PANHANDLE CREDIT UNION, Panama City, Florida: Coverage under a general permit FLR10YJ90, held by Wahoo Builders Inc; Construction stormwater; Effective; issued April 4, 2026, term to April 3, 2031, by Florida Department of Environmental Protection.

Florida holds 15,654 Construction stormwater coverages of this permit type in EPA’s file; 13,643 were issued before FLR10YJ90. Wahoo Builders Inc holds 2 permits in Florida.

Other permits held by Wahoo Builders Inc

TOWNPLACE SUITES MIRAMAR BEACH, Miramar Beach: FLR10WR02, issued March 15, 2024

Coverages issued nearest FLR10YJ90

April 4, 2026: CFA #05783 RELO LARGO (ULMERTON), Largo, FLR10YJ52, held by Chick-Fil-A, Inc.
April 4, 2026: 121 CHURCH, Hilliard, FLR10YJ54, held by Florida Infrastructure, Inc.
April 4, 2026: EXPRESS OIL CHANGE - COLLINS ROAD, Jacksonville, FLR10YJ55, held by Vrihi Development, LLC.
April 4, 2026: CARNELIAN CLUB AND HOTEL, Naples, FLR10YJ56, held by South Florida Excavation, Inc.
April 4, 2026: 1201 BRICKELL, Miami, FLR10YJ57, held by Keller North America
April 4, 2026: GREEN COVE SPRINGS RAIL YARD-VULCAN, Green Cove Springs, FLR20JD23, held by Jb Coxwell Contracting, Inc.
April 4, 2026: CARNIVAL HEADQUARTER CAMPUS, Miami, FLR20JD24, held by Brasfield Gorrie, LLC
April 4, 2026: ERICKSON SENIOR LIVING, Boynton Beach, FLR20JD25, held by South Florida Grading Corp
April 4, 2026: WESTVIEW NEIGHBORHOOD 2B PHASE 3, Kissimmee, FLR20JD26, held by LT Westview, LLC
April 4, 2026: CIRCLE K, Ormond Beach, FLR20JD27, held by Venture Construction Co.

PANHANDLE CREDIT UNION among its neighbors

EPA’s permit file holds 156 discharge permits in the Mill Bayou-Watsons Bayou Frontal subwatershed (HUC 031401010901), FLR10YJ90 among them.

Other permits in the Mill Bayou-Watsons Bayou Frontal subwatershed (HUC 031401010901)

1211 LINDENWOOD DR, Panama City: FLG073355, minor permit, permit term to March 17, 2027
1600 LINDENWOOD, Panama City: FLG073460, minor permit, permit term to August 18, 2027
225 BALDWIN ROAD, Panama City: FLR10WJ00, minor permit, permit term to November 2, 2028
23RDS ST., Panama City: FLR10VP25, minor permit, permit term to December 3, 2027
ACMT INC., Lynn Haven: FLRNEF731, minor permit, permit term to May 5, 2026
AIRFIELD MARKINGS/RUBBER REMOVAL-003, Panama City: FLR10YK20, minor permit, permit term to April 11, 2031
ALPHA DEWATERING 3101 W 23RD ST VACANT LOT, Panama City: FLG074113, minor permit, permit term to July 24, 2029
AMI AIRPORT DRIVE, Panama City: FLR10WR59, minor permit, permit term to March 22, 2029
AREA D-15, Panama City: FLR20IN47, minor permit, permit term to August 27, 2030
AUTOZONE, Panama City: FLR10XW17, minor permit, permit term to August 6, 2030

What the register holds for PANHANDLE CREDIT UNION: its NPDES ID, its permit type and status, its dates, its address in Panama City, Florida. EPA’s effluent violation file and its single-event violation file hold no violation for NPDES FLR10YJ90.

Identity

Facility as filed	PANHANDLE CREDIT UNION
Permittee as filed	Wahoo Builders Inc
NPDES ID	FLR10YJ90
Permit status	Effective
Permit type	Coverage under a general permit
Discharger class	Minor discharger
Facility type	Not a publicly owned treatment works
Program	Construction stormwater
Issued	April 4, 2026
Expiration date	April 3, 2031
Issuing agency	Florida Department of Environmental Protection
Address	Panama City, FL 32405
Subwatershed	Mill Bayou-Watsons Bayou Frontal (HUC 031401010901)

Effluent limits and exceedances

0Pollutants on file
0Under a numeric limit
0With a violation of any kind
0With an effluent exceedance

EPA’s limits and effluent violation files hold no pollutant row for NPDES FLR10YJ90.

Inspections, violations and enforcement

0Single-event violations

EPA’s single-event violation file, as loaded, holds no violation for NPDES FLR10YJ90.

Inspections

EPA’s inspection file holds no inspection for NPDES FLR10YJ90.

Formal enforcement and penalties

0 formal actions, 0 of them with a penalty assessed. Federal and state penalties are separate figures from separate authorities and are shown as each was filed, never added together.

Informal enforcement

EPA’s informal enforcement file holds no action for NPDES FLR10YJ90.

Watch this permit

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Nearby on the register

Figures from EPA’s ICIS-NPDES download, loaded October 14, 2026.

PANHANDLE CREDIT UNION, a storm water construction permit covering Panama City, Florida, is one of 50 such permits in that city on EPA's NPDES register, and it sits among 156 NPDES permits in the Mill Bayou-Watsons Bayou Frontal subwatershed. Of the 50 Panama City storm water construction permits, 0.0% have a violation on file, and the permit records no pollutant under a numeric limit or effluent exceedance.